@font-face{font-family:"Bricolage";src:url("/fonts/bricolage-grotesque-latin-400-normal.woff2") format("woff2");font-weight:400;font-display:swap}
@font-face{font-family:"Bricolage";src:url("/fonts/bricolage-grotesque-latin-800-normal.woff2") format("woff2");font-weight:800;font-display:swap}

:root{
  --bg:#fbfcfe;--ink:#13213a;--muted:#4f5c74;--cobalt:#1e4fa3;--cobalt-text:#1b4796;--ochre:#e0a526;--tile:#fff;--line:#d9e1ee;--soft:#eef2f9;--field:#7d8aa3;--warn:#9a3412;
  color-scheme:light;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --bg:#0b1322;--ink:#e6ecf7;--muted:#9aa9c2;--cobalt:#7fa6f2;--cobalt-text:#8fb2f5;--ochre:#f2c45a;--tile:#101b30;--line:#1f2d47;--soft:#142240;--field:#5d6f8f;--warn:#fdba74;
  color-scheme:dark;
}}
:root[data-theme="dark"]{
  --bg:#0b1322;--ink:#e6ecf7;--muted:#9aa9c2;--cobalt:#7fa6f2;--cobalt-text:#8fb2f5;--ochre:#f2c45a;--tile:#101b30;--line:#1f2d47;--soft:#142240;--field:#5d6f8f;--warn:#fdba74;
  color-scheme:dark;
}
*{box-sizing:border-box}
[hidden]{display:none!important}
html,body{margin:0}
body{background:var(--bg);color:var(--ink);font:400 17px/1.6 "Bricolage",system-ui,sans-serif;padding-inline:16px;-webkit-text-size-adjust:100%}
a{color:var(--cobalt-text)}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--ochre);outline-offset:2px}
.wrap{max-width:1080px;margin:0 auto;padding-block:22px 40px}
.top{display:flex;justify-content:space-between;align-items:center;gap:8px 20px;flex-wrap:wrap}
.logo{font-weight:800;font-size:22px;letter-spacing:-.02em;color:var(--ink);text-decoration:none}
.logo span{color:var(--cobalt)}
.nav{display:flex;gap:4px 18px;flex-wrap:wrap;font-weight:800;font-size:15px}
.nav a{color:var(--muted);text-decoration:none;padding-block:6px}
.nav a[aria-current="page"]{color:var(--ink);box-shadow:inset 0 -3px 0 var(--ochre)}

.hero{display:grid;grid-template-columns:1.4fr .9fr;gap:32px;margin-top:40px;align-items:end}
h1{font-weight:800;font-size:clamp(36px,5.6vw,64px);line-height:1;letter-spacing:-.04em;margin:0 0 16px;text-wrap:balance}
.lede{color:var(--muted);font-size:18px;margin:0;max-width:36em}
.figures{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:0}
.figures div{background:var(--tile);border:1.5px solid var(--line);border-top:5px solid var(--cobalt);border-radius:10px;padding:12px 14px}
.figures div:last-child{border-top-color:var(--ochre)}
.figures dt{font-weight:800;font-size:13px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.figures dd{margin:2px 0 0;font-weight:800;font-size:34px;letter-spacing:-.02em;line-height:1.1}
.figures dd.sub{margin:4px 0 0;font-size:13px;font-weight:400;letter-spacing:0;color:var(--muted);line-height:1.35}
.warn{margin-top:18px;border-left:4px solid var(--ochre);padding:8px 12px;background:var(--soft);border-radius:0 8px 8px 0}

.card{margin-top:28px;background:var(--tile);border:1.5px solid var(--line);border-radius:14px;padding:20px}
.fields{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:16px 18px;align-items:start}
.field.wide{grid-column:1/-1}
.field label{display:block;font-weight:800;font-size:14px;margin-bottom:6px}
.field label small{font-weight:400;color:var(--muted)}
.field input,.field select{width:100%;max-width:100%;font:400 17px/1.3 "Bricolage",sans-serif;padding:10px 11px;border:2px solid var(--field);border-radius:8px;background:var(--bg);color:var(--ink);min-width:0}
.field input[aria-invalid="true"]{border-color:var(--warn)}
.field .hint{display:block;font-size:13px;color:var(--muted);margin-top:4px}
.field .err{display:block;font-size:13px;color:var(--warn);margin-top:4px}
.field .err:empty{margin:0}
.field.check{display:flex;align-items:center;gap:10px;padding-top:28px}
.field.check input{width:20px;height:20px;accent-color:var(--cobalt)}
.field.check label{margin:0;font-weight:400}
details.more{margin-top:16px;border-top:1px solid var(--line);padding-top:12px}
details.more summary{cursor:pointer;font-weight:800;color:var(--muted);font-size:15px}
details.more .fields{margin-top:14px}

.results{margin-top:20px;border-top:1px solid var(--line);padding-top:18px;transition:opacity .15s}
.results.stale{opacity:.45}
.headline{font-weight:800;font-size:clamp(24px,3.6vw,34px);line-height:1.15;letter-spacing:-.02em;margin:0}
.headline b{color:var(--cobalt-text)}
.delta{display:block;font-size:16px;font-weight:400;color:var(--muted);letter-spacing:0;margin-top:4px}
.steps{margin:14px 0 0;padding-left:20px}
.steps li{margin-bottom:6px}
.notes{margin:12px 0 0;padding:10px 14px 10px 30px;background:var(--soft);border-radius:8px;font-size:15px}
.payable{margin:12px 0 0}
.notice{margin-top:18px;border:1.5px dashed var(--field);border-radius:10px;padding:14px 16px}
.notice-title{margin:0 0 6px;font-weight:800;font-size:14px;letter-spacing:.06em;text-transform:uppercase;color:var(--muted)}
.notice p#notice{margin:0 0 12px}
.btn{font:800 15px/1 "Bricolage",sans-serif;padding:10px 14px;border-radius:8px;border:2px solid var(--cobalt);background:transparent;color:var(--cobalt-text);cursor:pointer}

.prose{max-width:760px;margin-top:44px}
.prose h2{font-weight:800;font-size:clamp(24px,3.4vw,32px);line-height:1.1;letter-spacing:-.03em;margin:40px 0 10px}
.prose p,.prose li{margin:0 0 12px}
.small{font-size:14px;color:var(--muted)}
.table-wrap{overflow-x:auto;margin:12px 0 16px;border:1.5px solid var(--line);border-radius:10px;background:var(--tile)}
table{border-collapse:collapse;width:100%;font-size:15px;font-variant-numeric:tabular-nums}
th,td{padding:9px 12px;text-align:left;border-bottom:1px solid var(--line);vertical-align:top}
th{font-weight:800;font-size:13px;letter-spacing:.05em;text-transform:uppercase;color:var(--muted);background:var(--soft)}
tr:last-child td{border-bottom:0}
.num{text-align:right;white-space:nowrap}
.faq details{border-bottom:1px solid var(--line);padding:12px 0}
.faq summary{cursor:pointer;font-weight:800}
.faq details p{margin:8px 0 0}
.sources{font-size:15px;color:var(--muted)}
.foot{margin-top:48px;padding-top:14px;border-top:1px solid var(--line);display:flex;justify-content:space-between;gap:8px 16px;flex-wrap:wrap;color:var(--muted);font-size:14px}
.foot a{color:inherit}

@media (max-width:760px){.hero{grid-template-columns:1fr}}
@media (max-width:560px){
  .card{padding:16px}
  .fields{grid-template-columns:1fr;gap:14px}
  .field input,.field select{font-size:16px;padding-inline:9px}
  .field.check{grid-column:1/-1;padding-top:0}
  .figures dd{font-size:28px}
  th,td{padding:8px}
}